The Discovery Policy - Cover Limits
The low cost backpacker travel insurance is ideal for backpackers, students on gap years or any young person looking for cheap travel insurance for long trips.
Discovery Travel Insurance
Policy Summary
Policy Wording
Medical Conditions
Sports & Activities
Claims
| Per Person | Basic |
Light |
Standard |
Premier |
Excess |
|---|---|---|---|---|---|
| Cancellation / Curtailment | N/A | Up to £1,500 | Up to £1,500 | Up to £3,000 | £75 |
| Medical Expenses | £5 million | £5 million | £5 million | £5 million | £75 |
| Withdrawal of Services | N/A | £25 / day after 48 hours up to £250 | £25 / day after 48 hours up to £250 | £50 / day up to £250 | N/A |
| Scheduled Airline Failure | N/A | Up to £1,500 | Up to £1,500 | Up to £3,000 | N/A |
| Catastrophe (re-location) | N/A | N/A | N/A | Up to £1,000 | £75 |
| Hospital Benefit | N/A | N/A | £25 / day up to £900 | £25 / day up to £150 | N/A |
| Personal Effects & Baggage | N/A | N/A | Up to £1,000 | Up to £2,000 | £75 |
| Personal Money | N/A | N/A | Up to £200 | Up to £500 | £75 |
| Mugging Benefit | N/A | £20 / day up to £400 | £20 / day up to £400 | £50 / day up to £500 | N/A |
| Travel Delay | N/A | Up to £300** | Up to £300** | Up to £300** | N/A |
| Holiday Abandonment | N/A | Up to £1,500 | Up to £1,500 | Up to £3,000 | £75 |
| Hijack | N/A | £25 / day up to £250 | £25 / day up to £250 | £50 / day up to £500 | N/A |
| Missed Departure | N/A | Up to £800 | Up to £800 | Up to £1,000 | £75 |
| Personal Accident | N/A | Max. £10,000 | Max. £10,000 | Max. £20,000 | N/A |
| Personal Liability | £1 million | Up to £2 million | Up to £2 million | Up to £2 million | £100 |
| Legal Expenses | £15,000 | Up to £15,000 | Up to £15,000 | Up to £25,000 | £250 |
WINTERSPORTS |
N/A | Optional | Optional | Optional | |
| Ski Equipment | N/A | Up to £500 | Up to £500 | Up to £1,000 | £75 |
| Ski Hire | N/A | £20 / day up to £200 | £20 / day up to £200 | £20 / day up to £200 | N/A |
| Ski Pack | N/A | £75 / day up to £300 | £75 / day up to £300 | £75 / day up to £300 | N/A |
| Piste Closure | N/A | £20 / day up to £200 | £20 / day up to £200 | £20 / day up to £200 | N/A |
| Avalanche Closure | N/A | Up to £250 | Up to £250 | Up to £250 | £75 |
| ** Limits apply |
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Policy Information
