Backpacker Travel Insurance Cover

Levels of Backpacker Travel Insurance Cover. The low cost backpacker travel insurance is ideal for backpackers, students on gap years or any young person looking for cheap travel insurance for long trips.

Click on Basic, Light, Standard or Premier to view the levels of cover for each type of policy

Discovery / Discovery Ski Backpackers Single Trip Basic Cover Cover Level Excess Cancellation or Curtailment N/A Catastrophe Cover N/A Withdrawal of Services N/A Schedule Airline Failure N/A Medical Expenses Up to £5 million £75 Hospital Benefit N/A Mugging Benefit N/A Personal Effects & Baggage N/A Personal Money N/A Holiday Abandonment N/A Missed Departure N/A   Personal Accident N/A   Personal Liability Up to £1 million £100 Legal Expenses Up to £15,000 £250 Optional Cover (when additional premium is paid): Additional Wintersports Cover Ski Equipment Up to £500 £50 - Owned Up to £500 - Single item Limit (Owned) Up to £250 - Hired Up to £250 Ski Hire £20 per day up to £200 None Ski Pack £75 per day up to £300 None Piste Closure £20 per day up to £200 None Avalanche Closure Up to £250 £50

Discovery / Discovery Ski Backpackers Single Trip Light Cover Cover Level Excess Cancellation £1,500 £75 Curtailment £1,500 £75 Catastrophe Cover N|A Withdrawal of Services £25 per day after 48 hours up to £250 None Schedule Airline Failure £1,500 None Medical Expenses Up to £5 million £75 Personal Effects & Baggage N|A Personal Money N|A Holiday Abandonment £1,500 £75 Hijack £25 per day up to £250 None Missed Departure up to £800 £75 Personal Accident Max. £10,000 None - Loss of Limbs or Sight £10,000 - Permanent Total Disablement £10,000 - Death Benefit (18-45) £5,000 - Death Benefit (under18) £1,000 Personal Liability Up to £2 million £100 Legal Expenses Up to £15,000 £250 Optional Cover (when additional premium is paid): Additional Wintersports Cover (When appropriate premium is paid) Ski Equipment Up to £500 £50 - Owned Up to £500 - Single item Limit (Owned) Up to £250 - Hired Up to £250 Ski Hire £20 per day up to £200 None Ski Pack £75 per day up to £300 None Piste Closure £20 per day up to £200 None Avalanche Closure Up to £250 £50

Discovery / Discovery Ski Backpackers Single Trip Standard Cover Cover Level Excess Cancellation £1,500 £75 Curtailment £1,500 £75 Withdrawal of Services £50 per day up to £250 None Schedule Airline Failure £1,500 None Medical Expenses Up to £5 million £75 Hospital Benefit £25 per day up to £250 None Mugging Benefit £20 per day up to £200 None Personal Effects & Baggage Up to £1,000 £75 - Single Item Limit Up to £250 - Valuables Limit in Total* Up to £250 - Travel Documents Up to £200 - Delayed Baggage £25 per day up to £75 Personal Money Up to £200 £75 - Cash Limit Up to £100 - Cash Limit (under 18) Up to £50 Travel Delay £20 for first 12 period, £20 per each additional; 12 hour period, up to £300 None Holiday Abandonment £1,500 £50 Hijack £25 per day up to £250 None Missed Departure Up to £800 £50 Personal Accident Max. £10,000 None - Loss of Limbs or Sight £10,000 - Permanent Total Disablement £10,000 - Death Benefit (18-45) £5,000 - Death Benefit (under18) £1,000 Personal Liability Up to £2 million £100 Legal Expenses Up to £15,000 £250 * Valuables limited to photographic equipment and mp3 players. Optional Cover (when additional premium is paid): Additional Wintersports Cover (when appropriate premium is paid) Ski Equipment Up to £500 £50 - Owned Up to £500 - Single item Limit (Owned) Up to £250 - Hired Up to £250 Ski Hire £20 per day up to £200 None Ski Pack £75 per day up to £300 None Piste Closure £20 per day up to £200 None Avalanche Closure Up to £250 £50

Discovery / Discovery Ski Backpackers Single Trip Premier Cover Cover Level Excess Cancellation up to £3,000 £75 Curtailment up to £3,000 £75 Catastrophe Cover Up to £1,000 £75 Withdrawal of Services £50 per day up to £250 None Schedule Airline Failure Up to £3,000 None Medical Expenses Up to £10 million £75 Hospital Benefit £30 per day up to £1,000 None Mugging Benefit £40 per day up to £500 None Personal Effects & Baggage Up to £2,000 £50 - Single Item Limit Up to £500 - Valuables Limit in Total* Up to £500 - Travel Documents Up to £250 - Delayed Baggage £50 per day up to £150 Personal Money Up to £500 £75 - Cash Limit Up to £250 - Cash Limit (under 18) Up to £100 Travel Delay £20 for first 12 period, £20 per each additional; 12 hour period, up to £300 None Holiday Abandonment Up to £3,000 £75 Pet Care £10 per day up to £100 None Hijack £50 per day up to £500 None Missed Departure Up to £1,000 £75 Personal Accident Max. £20,000 None - Loss of Limbs or Sight £20,000 - Permanent Total Disablement £20,000 - Death Benefit (18-45) £10,000 - Death Benefit (under18) £2,500 Personal Liability £2 million £100 Legal Expenses Up to £25,000 £250 * Valuables limited to photographic equipment and mp3 players. Optional Cover (when additional premium is paid): Additional Wintersports Cover (when appropriate premium is paid) Ski Equipment Up to £500 £50 - Owned Up to £500 - Single item Limit (Owned) Up to £250 - Hired Up to £250 Ski Hire £20 per day up to £200 None Ski Pack £75 per day up to £300 None Piste Closure £20 per day up to £200 None Avalanche Closure Up to £250 £50