Is Your Car Adequately Insured for Motoring in Europe?

Before setting off on a road trip to Europe motorists are advised to review their levels of cover.  Drivers are often blissfully unaware that some insurers reduce the levels of cover from comprehensive to third-party on the other side of the Channel.   Many British motorists do not check before they leave home and are oblivious that they are risking huge financial losses if they should become involved in an accident.  Nothing would ruin a holiday faster than the hassle involved with trying to negotiate repairs in a foreign tongue.  

Driving on the Continent can pose challenges for those unaccustomed to driving on the right.  Road signs and rules of the road are often quite different too and the chances of having an accident are therefore greatly increased.

If in any doubt, it is worthwhile calling your insurer to find out about cover in Europe and, if necessary, paying to increase the cover to fully comp.  Ask if the period of insurance for driving in Europe is capped and make sure it will last the duration of your trip.  There may be additional fees to make changes to a policy so ideally it’s best to plan ahead.  If there is any possibility of driving in Europe then arrange to have the coverage in place when renewing your car insurance  Those who have homes in Europe and regularly take their cars over should, hopefully, already have the right cover. If not, shop around to find a policy which will provide the best comprehensive levels of cover for Europe.

Peace of mind can be obtained by taking out UK and European Vehicle Breakdown cover – especially if an accident should leave the car seriously damaged and needing to be repatriated to the UK for major repairs.  You wouldn’t go on holiday without Travel Insurance …Would you?  So why take chances with your car?

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This entry was posted on Thursday, August 7th, 2008 at 10:28 pm and is filed under Europe, Holiday Destinations, Travel News .

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