Holiday Insurance - Cover Limits
Holiday Insurance Cover. The following chart shows you what your are insured for under each of the policy types and any excess that is payable.
The excess is the first amount of the claim for each person, each section, and each incident which is payable by you.
| Per Person | Basic |
Light |
Standard |
Premier |
Excess |
|---|---|---|---|---|---|
| Cancellation / Curtailment | N/A | £3,000 | £3,000 | £5,000 | £75* |
| Medical Expenses | £10 million | £10 million | £10 million | £10 million | £100* |
| Withdrawl of Services | N/A | £50 / day to £250 | £50 / day to £250 | £50 / day to £250 | N/A |
| Scheduled Airline Failure | N/A | £3,000 | £3,000 | £5,000 | N/A |
| Catastrophe (re-location) | N/A | N/A | £1,000 | £1,000 | £75 |
| Hospital Benefit | N/A | N/A | £30 / day to £900 | £50 / day to £1,000 | N/A |
| Personal Effects & Baggage | N/A | N/A | £1,500 | £2,000 | £75 |
| Personal Money | N/A | N/A | £500 | £750 | £75 |
| Mugging Benefit | N/A | £40 / day to £400 | £40 / day to £400 | £50 / day to £500 | N/A |
| Travel Delay | N/A | Up to £300 | Up to £300 | Up to £300 | N/A |
| Holiday Abandonment | N/A | £3,000 | £3,000 | £5,000 | £75 |
| Additional Expenses | N/A | £800 | £800 | £1,000 | N/A |
| Pet Care | N/A | N/A | £10 / day to £100 | £10 / day to £100 | N/A |
| Hijack | N/A | £50 / day to £500 | £50 / day to £500 | £50 / day to £500 | N/A |
| Missed Departure | N/A | £800 | £800 | £1,000 | £75 |
| Personal Accident | N/A | Max. £10,000 | Max. £20,000 | Max. £20,000 | N/A |
| Personal Liability | £1 million | £2 million | £2 million | £2 million | £100 |
| Legal Expenses | £15,000 | £15,000 | £15,000 | £25,000 | £250 |
WINTERSPORTS |
N/A | N/A | Optional | Optional | |
| Ski Equipment | N/A | N/A | £500 | £1,000 | £75 |
| Ski Hire | N/A | N/A | £20 / day to £200 | £20 / day to £200 | N/A |
| Ski Pack | N/A | N/A | £75 / day to £300 | £75 / day to £300 | N/A |
| Piste Closure | N/A | N/A | £20 / day to £200 | £20 / day to £200 | N/A |
| Avalanche Closure | N/A | N/A | £250 | £250 | N/A |
Golf Equipment |
N/A | N/A | Optional | Optional | |
| Golf Equipment | N/A | N/A | £1,000 | £1,000 | £75 |
| Golf Hire | N/A | N/A | £25 / day to £150 | £25 / day to £150 | N/A |
| Green Fees | N/A | N/A | £50 / day to £300 | £50 / day to £300 | N/A |
Business Cover |
N/A | N/A | Optional | Optional | |
| Business Equipment | N/A | N/A | £2,000 | £2,000 | £75 |
| Business Equipment Hire | N/A | N/A | £150 / day to £750 | £150 / day to £750 | £75 |
| Business Money | N/A | N/A | £500 | £500 | £75 |
| Employee Replacement | N/A | N/A | £1,000 | £1,000 | £75 |
| Motorcycling Cover | N/A | N/A | Optional | Optional | |
| * Medical Expenses and Cancellation and Curtailment related excess are doubled for persons 66 years if age and over. | |||||
Sports & Activities
