Cheap Travel Insurance

Great value cover for the one-off trip anywhere in the world for UK & Irish residents. Free children's insurance, medical repatriation and many other benefits make this one of the best travel insurance policies of its kind on the Internet.

With Free Kids cover whether you are a one or two parent family, our Travel Bond travel insurance makes perfect sense and fantastic value.

A Professional's View

It’s surprising how many people buy travel insurance purely on the price alone. Although it is possible to cover yourself adequately on a budget its worthwhile checking exactly what is covered before purchasing cheap travel insurance.

Probably the most important part of any cheap travel insurance is adequate health cover. Although countries within the European Economic Area provide reciprocal health services to those with a European Health Insurance Card (EHIC) , this does not include medical repatriation, which could be an important factor should you need to get home in event of serious medical problems. The bare minimum amount of medical coverage that you should look for when purchasing budget travel insurance should be £1,000,000. Travel Insurance Direct offers a low cost policy which will cover you up to £5,000,000 in the event of medical costs, including full repatriation. This will ensure that even the sky high medical costs in the US can be met with ease.

Another major factor when taking out a bargain travel policy is a good level of cancellation cover in the event that your trip is cancelled due to unforeseen circumstances. This will protect you and your travelling companions should, for example yourself or another member of the party full ill or suffer an accident rendering them unable to travel. For a cheap travel policy the minimum level of cover should ideally be £1,000 as the likelihood of spending more than this, per person, on a bargain break is unlikely. Just to be sure all TIA Discovery policies come, as standard with £1,500 cancellation costs. This will also cover you in the event that you have cut your trip short for a number of reasons including a death in the family or, in the case of students, if they have to return unexpectedly to resit an exam.

Cheap travel insurance policies are normally unlikely to cover for hazardous activities. It is only in the event of a claim that many people realise that they are not covered. A handful of insurance companies will offer additional cover for an increased premium, however all Travel Insurance Direct Discovery policies offer a whole range of activities as standard including scuba diving, white-water rafting and even sky diving. They also offer a specialised Discovery Cheap Ski Insurance which covers for a range of winter sports as well, including off piste. Both are extremely well priced budget travel insurance policies and ideally for backpackers.