Ski Insurance

from Travel Insurance Direct
Travel Insurance Direct

Ski Insurance

Ski Insurance provides essential cover in the event of ski, snowboarding and other winter sports accidents. Ski Insurance provides you with peace of mind, insuring you for ambulance and medical expenses while you are skiing or snowboarding, allowing you to enjoy your ski holiday to the full.


  • Ski Travel Insurance
    Ski Travel InsuranceSki and snowboard Insurance for Europe and World Wide Winter Holidays including free children's insurance.
  • Cheap Ski Insurance
    Ski Season Insurance Our low cost Discovery Ski Season policy and for anyone to 45 years going away for the ski season where winter sports cover is required.

  • Annual Travel Insurance with Ski Cover
    Annual Travel Insurance with Ski CoverAnnual Travel Insurance for Yearly Cover including optional 24 days winter sports cover. Free Children's Insurance.


Why Buy Ski Insurance?


Ski and Winter Holiday Travel Insurance makes great sense for both independent and family winter holiday-makers alike. It offers free insurance for children, covers on- or off-piste activities, as well as helicopter rescue.


Off-piste wintersports activities are covered as is equipment, whether owned or hired. You will be also be insured against piste closure and if an emergency dictates it, evacuation from the slopes by whatever means is required. Up to 4 children per adult may be insured free of charge making it an ideal family policy and, as usual, everyone can benefit from our extensive range of adventure sports and activity cover.


Ski Insurance






When selected, the annual multi trip policy covers twenty-four days of the following wintersports activities:


  • Skiing
  • Off Piste Skiing (except in areas designated as unsafe by resort management)
  • Snowboarding with a leash / tether
  • Recreational Racing
  • Mono Skiing
  • Guided Cross Country Skiing
  • Snowmobiling
  • Tobogganing
  • Ice Skating


Snow Park Activities:


Included are small and medium jumps up to 30 feet, pipes, boxes and rails within snow parks.



Wintersports Not Covered:

  • ski jumping
  • ski flying
  • heli-skiing
  • ski acrobatics,
  • ski stunting,
  • freestyle skiing,
  • off-piste skiing on areas designated as unsafe by resort management,
  • ski racing and training,
  • ski bob racing,
  • parapenting,
  • ice hockey,
  • any use of skeletons or bobsleighs.
  • We do not cover for any work related activities whether the work is paid or unpaid.


Ski and Snowboard Guides


Ski and Snowboard short breaks and holidays are a great way to make the dreary British weather pass quickly by. Our Ski Extra guide provides some facts and information to help you choose the resort for you and your family to enjoy themselves this winter, whether you are experienced or not.


European Ski Resorts

Andorra | Austria | Bulgaria | Finland | France | Italy | Norway | Serbia | Slovenia | Switzerland

Europe is just a few hours away and ideal for those last minute ski and winter holidays or short breaks. Well known the world over for being the place to go for stunning scenery, you will find superb skiing for all abilities and outstanding apres-ski bars!


United States of America

Alabama | Alaska | Arizona | California | Colorado | Connecticut | Idaho | Illinois | Indiana | Iowa | Maine | Maryland | Massachusetts | Michigan | Minnesota | Missouri | Montana | Nevada | New Hampshire | New Jersey | New Mexico| New York | North Carolina | North Dakota | Ohio | Oregon | Pennsylvania | Rhode Island | South Dakota | Tennessee | Utah | Washington State | West Virginia | Vermont | Virginia | Wisconsin | Wyoming

Whilst Europeans probably only know a handful of ski and winter holiday resorts in the United States of America, most states in the USA have ski areas:



British Columbia | Alberta | Saskatchewan | Manitoba | Ontario | Quebec | Nova Scotia | New Brunswick | Prince Edward Island | Newfoundland | Yukon

Canada has just the skiing you want if you long for open spaces and wild country. There are of course ski resorts and areas for those with less ambitious activities in mind.


Other World Wide Ski Resorts

Australia: New South Wales, Tasmania, Victoria, New Zealand, South America: Argentina, Chile


Skiing Advice

If you have always fancied going skiing but been totally confused as to where to go then hopefully we can point you in the right direction. Full information can be found on our Skiing Advice pages



Ski Club Great Britain has the following 10 key points for skiers and snowboarder's to consider before taking out wintersports insurance:


  1. Ensure the policy provides at least £1million medical cover in Europe and £2 million in the USA and the rest of the world.
  2. Check what the provider means by off-piste. Travel Insurance Direct policies provide cover off-piste skiing / boarding at no additional charge, something that would usually be classed as ‘specialist’ cover by other providers.
  3. Don’t just buy on price – it’s about getting the right cover for your needs.
  4. Ensure you have at least £1 million personal liability cover. Liability claims following accidents on the slopes have risen sharply and are becoming major sources of litigation.
  5. Check out the cost of an annual policy if you take two or more trips abroad each year.
  6. Is your ski equipment covered for damage on the slopes, as well as in transit?
  7. Make sure that the cancellation and curtailment cover is enough for the trips you are going to be taking.
  8. Are you covered for other winter sports activities.
  9. Check that you have legal expenses cover – this will cover your legal costs if someone injures you and you need to take legal action.
  10. Ensure you have adequate baggage and belongings cover, £1,000 as a minimum.


Annual Travel Insurance can also include wintersports cover allowing you to ski, snowboard covers you for any number of trips throughout the year and is a great way to save money. Our multi trip holiday cover offers insurance for unlimited trips per year with free children's insurance and 24, 31, 45 and 60 day per trip options.




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