Lapland Travel Insurance

Ski and Winter Sports Cover
0800 652 9944
Travel Insurance Direct

Lapland Travel Insurance

Travelling to Lapland at Christmas is becoming increasingly popular whether it is a day trap to see Santa or as part of a longer Christmas break to Finland.


  • Children insured free
  • Optional Wintersports Cover
  • Husky Sledge Riding


For regular holiday makers who also like their skiing, our annual multi trip travel insurance also has an option to add 24 days ski and winter sports cover. This is always worth a look as it can offer savings on as few as two trips in any one year.


Lapland Travel Insurance - Key Benefits

The following benefits are included when the optional wintersports cover is selected.


  • Skiing
  • Off Piste Skiing (except in areas designated as unsafe by resort management)
  • Snowboarding with a leash / tether
  • Recreational Racing
  • Mono Skiing
  • Guided Cross Country Skiing
  • Snowmobiling *
  • Tobogganing
  • Ice Skating


Additionally you will be covered for:

  • Husky Sledge Riding
  • Glacier Walking (Guided)


We cannot cover for: ski jumping, ski flying, heli-skiing, ski acrobatics, ski stunting, freestyle skiing, off-piste skiing on areas designated as unsafe by resort management, ski racing and training, ski bob racing, parapenting, ice hockey, and any use of skeletons or bobsleighs. We are not able to cover for any work related activities whether the work is paid or unpaid.


We are unable to offer Third party liability cover for claims relating to use of a snowmobile or other motorised vehicle though this should be covered by the operator. Please check with your tour operator.


You will be covered for if the following Ski Equipment is lost, stolen or damaged:

  • Skis
  • Ski Sticks
  • Ski Bindings
  • Ski Boots
  • Snowboards
  • Snowboards
  • Snowboard Bindings
  • Snowboard Boots


Note: A pair is considered as a single item under the terms of insurance. We cannot cover for any items left unattended in an area to which general public has access or left in charge of a person who doesn't have official responsibility for the safekeeping of property.


Please read the Policy Schedule for full details of what you are and are not covered for.








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