• Skiing
• Off Piste Skiing (except in areas designated as unsafe by resort management)
• Snowboarding with a leash / tether
• Recreational Racing
• Mono Skiing
• Guided Cross Country Skiing
• Snowmobiling *
• Tobogganing
• Ice Skating

Additionally you will be covered for:

• Husky Sledge Riding
• Glacier Walking (Guided)

We cannot cover for: ski jumping, ski flying, heli-skiing, ski acrobatics, ski stunting, freestyle skiing, off-piste skiing on areas designated as unsafe by resort management, ski racing and training, ski bob racing, parapenting, ice hockey, and any use of skeletons or bobsleighs. We are not able to cover for any work related activities whether the work is paid or unpaid.

* We are unable to offer Third party liability cover for claims relating to use of a snowmobile or other motorised vehicle.

Finland: It is part of the Finnish Traffic Act that all snowmobiles have Liability insurance as standard and the only expense that anyone driving one has is an excess of no more than 505 Euros. Sweden & Norway: Information unavailable at present.

SKI EQUIPMENT
You will be covered for if the following Ski Equipment is lost, stolen or damaged:

• Skis
• Ski Sticks
• Ski Bindings
• Ski Boots
• Snowboards
• Snowboards
• Snowboard Bindings
• Snowboard Boots

Note: A pair is considered as a single item under the terms of insurance. We cannot cover for any items left unattended in an area to which general public has access or left in charge of a person who doesn't have official responsibility for the safekeeping of property.

Please read the Policy Schedule for full details of what you are and are not covered for.