Ski Insurance Benefits

Which Winter Sports Activities are Covered?
All our ski insurance policies include cover for the following winter sports activities when participated in as a leisure activity. Where the term "winter sports" is used it is defined as being:

• Skiing
• Off Piste Skiing (except in areas designated as unsafe by resort management)
• Snowboarding with a leash / tether
• Recreational Racing
• Mono Skiing
• Guided Cross Country Skiing
• Snowmobiling
• Tobogganing
• Ice Skating

Additionally you will be covered for:

• Husky Sledge Riding
• Glacier Walking (Guided)

We cannot cover for: ski jumping, ski flying, heli-skiing, ski acrobatics, ski stunting, freestyle skiing, off-piste skiing on areas designated as unsafe by resort management, ski racing and training, ski bob racing, parapenting, ice hockey, and any use of skeletons or bobsleighs. We are not able to cover for any work related activities whether the work is paid or unpaid.

Ski Equipment
You will be covered for if the following Ski Equipment is lost, stolen or damaged:

• Skis
• Ski Sticks
• Ski Bindings
• Ski Boots
• Snowboards
• Snowboards
• Snowboard Bindings
• Snowboard Boots

Note: A pair is considered as a single item under the terms of insurance. We cannot cover for any items left unattended in an area to which general public has access or left in charge of a person who doesn't have official responsibility for the safekeeing of property.