Cheap Ski Insurance Cover

Click on Basic, Light, Standard or Premier to view the levels of cover for each type of policy.

Basic

Light

Standard

Premier

Ski & Wintersports Single Trip Basic Cover Cover Level Excess Cancellation or Curtailment N/A Catastrophe Cover N/A Withdrawal of Services N/A Schedule Airline Failure N/A Medical Expenses Up to £10 million £75* Hospital Benefit N/A Mugging Benefit N/A Personal Effects & Baggage N/A Personal Money N/A Holiday Abandonment N/A Missed Departure N/A   Personal Accident N/A   Personal Liability Up to £1 million £100 Legal Expenses Up to £15,000 £250 * Double excess applies to insured persons aged 66 and over. Additional Wintersports Cover (when appropriate premium is paid) Ski Equipment Up to £500 £50 - Owned Up to £500 - Single item Limit (Owned) Up to £250 - Hired Up to £250 Ski Hire £20 per day up to £200 None Ski Pack £75 per day up to £300 None Piste Closure £20 per day up to £200 None Avalanche Closure Up to £250 £50 No Additional Golf Cover Available

Ski & Wintersports Single Trip Light Cover Cover Level Excess Cancellation £3,000 £50* Curtailment £3,000 £50* Catastrophe Cover N|A Withdrawal of Services N|A Schedule Airline Failure £3,000 None Medical Expenses Up to £10 million £75* Personal Effects & Baggage N|A Personal Money N|A Holiday Abandonment £3,000 £50 Missed Departure Up to £800 £50 Personal Accident Max. £10,000 None - Loss of Limbs or Sight £10,000 - Permanent Total Disablement £10,000 - Death Benefit (18-65) £5,000 - Death Benefit (65-69) £2,500 - Death Benefit (under18) £2,500 Personal Liability up to £2 million £100 Legal Expenses Up to £15,000 £250 * Double excess applies to insured persons aged 66 and over. Additional Wintersports Cover (when appropriate premium is paid) Ski Equipment Up to £500 £50 - Owned Up to £500 - Single item Limit (Owned) Up to £250 - Hired Up to £250 Ski Hire £20 per day up to £200 None Ski Pack £75 per day up to £300 None Piste Closure £20 per day up to £200 None Avalanche Closure Up to £250 £50 No Additional Golf Cover Available

Ski & Wintersports Single Trip Standard Cover Cover Level Excess Cancellation up to £3,000 £50* Curtailment up to £3,000 £50* Catastrophe Cover Up to £1,000 £50 Withdrawal of Services £50 per day up to £250 None Schedule Airline Failure Up to £3,000 None Medical Expenses Up to £10 million £75* Hospital Benefit £30 per day up to £900 None Mugging Benefit £40 per day up to £400 None Personal Effects & Baggage Up to £1,500 £50 - Single Item Limit Up to £500 - Valuables Limit in Total Up to £500 - Travel Documents Up to £250 - Delayed Baggage £50 per day up to £150 Personal Money Up to £500 £50 - Cash Limit Up to £200 - Cash Limit (under 18) Up to £50 Travel Delay £20 for first 12 period, £20 per each additional; 12 hour period, up to £300 None Holiday Abandonment Up to £3,000 £50 Pet Care £10 per day up to £100 None Hijack £50 per day up to £500 None Missed Departure Up to £800 £50 Personal Accident Max. £20,000 None - Loss of Limbs or Sight £20,000 - Permanent Total Disablement £20,000 - Death Benefit (18-65) £10,000 - Death Benefit (65-69) £2,500 - Death Benefit (under18) £2,500 Personal Liability £2 million £100 Legal Expenses Up to £15,000 £250 * Double excess applies to insured persons aged 66 and over. Additional Wintersports Cover (when appropriate premium is paid) Ski Equipment Up to £500 £50 - Owned Up to £500 - Single item Limit (Owned) Up to £250 - Hired Up to £250 Ski Hire £20 per day up to £200 None Ski Pack £75 per day up to £300 None Piste Closure £20 per day up to £200 None Avalanche Closure Up to £250 £50 Additional Golf Cover (when additional premium is paid) Golf Equipment Up to £1,000 £50 - Single item Limit (Owned) Up to £250 Golf Hire £25 per day up to £150 None Green Fees £50 per day up to £300 None

Ski & Wintersports Single Trip Premier Cover Cover Level Excess Cancellation up to £5,000 £50* Curtailment up to £5,000 £50* Catastrophe Cover Up to £1,000 £50 Withdrawal of Services £50 per day up to £250 None Schedule Airline Failure Up to £5,000 None Medical Expenses Up to £10 million £75* Hospital Benefit £50 per day up to £1,000 None Mugging Benefit £50 per day up to £500 None Personal Effects & Baggage Up to £2,000 £50 - Single Item Limit Up to £500 - Valuables Limit in Total Up to £500 - Travel Documents Up to £250 - Delayed Baggage £50 per day up to £150 Personal Money Up to £750 £50 - Cash Limit Up to £250 - Cash Limit (under 18) Up to £100 Travel Delay £20 for first 12 period, £20 per each additional; 12 hour period, up to £300 None Holiday Abandonment Up to £5,000 £50 Pet Care £10 per day up to £100 None Hijack £50 per day up to £500 None Missed Departure Up to £1,000 £50 Personal Accident Max. £20,000 None - Loss of Limbs or Sight £20,000 - Permanent Total Disablement £20,000 - Death Benefit (18-65) £10,000 - Death Benefit (65-69) £2,500 - Death Benefit (under18) £2,500 Personal Liability £2 million £100 Legal Expenses Up to £25,000 £250 * Double excess applies to insured persons aged 66 and over. Additional Wintersports Cover (when appropriate premium is paid) Ski Equipment Up to £500 £50 - Owned Up to £500 - Single item Limit (Owned) Up to £250 - Hired Up to £250 Ski Hire £20 per day up to £200 None Ski Pack £75 per day up to £300 None Piste Closure £20 per day up to £200 None Avalanche Closure Up to £250 £50 Additional Golf Cover (when additional premium is paid) Golf Equipment Up to £1,000 £50 - Single item Limit (Owned) Up to £250 Golf Hire £25 per day up to £150 None Green Fees £50 per day up to £300 None