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The following are the levels of cover which the Single Trip or Annual Muti Trip policy will cover you for:
- Basic Cover
Covers Medical Expenses, Personal Liabiity and Legal Expenses Only,
- Light Cover
Excludes baggage and personal money cover together with others listed "N/A"
in the Light column
- Standard
The most popular, and lowest price, level of cover.
- Premier
A useful level of cover where you require a higher level of baggage and cancealltion cover.
- Excess
This is the amount you will be responsible for when making a claim.
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Excess |
| Cancellation / Curtailment |
N/A |
£3,000 |
£3,000 |
£5,000 |
£50* |
| Medical Expenses |
£10 million |
£10 million |
£10 million |
£10 million |
£75* |
| Withdrawl of Services |
N/A |
£50 / day to £250 |
£50 / day to £250 |
£50 / day to £250 |
N/A |
| Scheduled Airline Failure |
N/A |
£3,000 |
£3,000 |
£5,000 |
N/A |
| Catastrophe (re-location) |
N/A |
N/A |
£1,000 |
£1,000 |
£50 |
| Hospital Benefit |
N/A |
N/A |
£30 / day to £900 |
£50 / day to £1,000 |
N/A |
| Personal Effects & Baggage |
N/A |
N/A |
£1,500 |
£2,000 |
£50 |
| Personal Money |
N/A |
N/A |
£500 |
£750 |
£50 |
| Mugging Benefit |
N/A |
£40 / day to £400 |
£40 / day to £400 |
£50 / day to £500 |
N/A |
| Travel Delay |
N/A |
Up to £300 |
Up to £300 |
Up to £300 |
N/A |
| Holiday Abandonment |
N/A |
£3,000 |
£3,000 |
£5,000 |
£50 |
| Additional Expenses |
N/A |
£800 |
£800 |
£1,000 |
N/A |
| Pet Care |
N/A |
N/A |
£10 / day to £100 |
£10 / day to £100 |
N/A |
| Hijack |
N/A |
£50 / day to £500 |
£50 / day to £500 |
£50 / day to £500 |
N/A |
| Missed Departure |
N/A |
£800 |
£800 |
£1,000 |
£50 |
| Personal Accident |
N/A |
Max. £10,000 |
Max. £20,000 |
Max. £20,000 |
N/A |
| Personal Liability |
£1 million |
£2 million |
£2 million |
£2 million |
£100 |
| Legal Expenses |
£15,000 |
£15,000 |
£15,000 |
£25,000 |
£250 |
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WINTERSPORTS |
N/A |
Optional |
Optional |
Optional |
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| Ski Equipment |
N/A |
£500 |
£500 |
£1,000 |
£50 |
| Ski Hire |
N/A |
£20 / day to £200 |
£20 / day to £200 |
£20 / day to £200 |
N/A |
| Ski Pack |
N/A |
£75 / day to £300 |
£75 / day to £300 |
£75 / day to £300 |
N/A |
| Piste Closure |
N/A |
£20 / day to £200 |
£20 / day to £200 |
£20 / day to £200 |
N/A |
| Avalanche Closure |
N/A |
£250 |
£250 |
£250 |
N/A |
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Golf Equipment |
N/A |
N/A |
Optional |
Optional |
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| Golf Equipment |
N/A |
N/A |
£1,000 |
£1,000 |
£50 |
| Golf Hire |
N/A |
N/A |
£25 / day to £150 |
£25 / day to £150 |
N/A |
| Green Fees |
N/A |
N/A |
£50 / day to £300 |
£50 / day to £300 |
N/A |
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Business Cover |
N/A |
N/A |
Optional |
Optional |
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| Business Equipment |
N/A |
N/A |
£2,000 |
£2,000 |
£50 |
| Business Equipment Hire |
N/A |
N/A |
£150 / day to £750 |
£150 / day to £750 |
£50 |
| Business Money |
N/A |
N/A |
£500 |
£500 |
£50 |
| Employee Replacement |
N/A |
N/A |
£1,000 |
£1,000 |
£50 |
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| Motorcycling Cover |
N/A |
N/A |
Optional |
Optional |
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* Medical Expenses and Cancellatio and Curetailment related excess are doubled for persons 66 years if age and over.
The excess is the first amount of the claim for each person, each section, and each incident which is payable by you.
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