Travel Insurance Cover

Click on Basic, Light, Standard or Premier to view the levels of cover for each type of policy.

Basic

Light

Standard

Premier

Single Trip Basic Cover Cover Level Excess Cancellation or Curtailment N/A Catastrophe Cover N/A Withdrawal of Services N/A Schedule Airline Failure N/A Medical Expenses Up to £10 million £75* Hospital Benefit N/A Mugging Benefit N/A Personal Effects & Baggage N/A Personal Money N/A Holiday Abandonment N/A Missed Departure N/A   Personal Accident N/A   Personal Liability Up to £1 million £100 Legal Expenses Up to £15,000 £250 * Double excess applies to insured persons aged 66 and over. No Additional Golf Cover Available

Single Trip Light Cover Cover Level Excess Cancellation £3,000 £50* Curtailment £3,000 £50* Catastrophe Cover N|A Withdrawal of Services N|A Schedule Airline Failure £3,000 None Medical Expenses Up to £10 million £75* Personal Effects & Baggage N|A Personal Money N|A Holiday Abandonment £3,000 £50 Missed Departure Up to £800 £50 Personal Accident Max. £10,000 None - Loss of Limbs or Sight £10,000 - Permanent Total Disablement £10,000 - Death Benefit (18-65) £5,000 - Death Benefit (65-69) £2,500 - Death Benefit (under18) £2,500 Personal Liability up to £2 million £100 Legal Expenses Up to £15,000 £250 * Double excess applies to insured persons aged 66 and over. No Additional Golf Cover Available

Single Trip Standard Cover Cover Level Excess Cancellation up to £3,000 £50* Curtailment up to £3,000 £50* Catastrophe Cover Up to £1,000 £50 Withdrawal of Services £50 per day up to £250 None Schedule Airline Failure Up to £3,000 None Medical Expenses Up to £10 million £75* Hospital Benefit £30 per day up to £900 None Mugging Benefit £40 per day up to £400 None Personal Effects & Baggage Up to £1,500 £50 - Single Item Limit Up to £500 - Valuables Limit in Total Up to £500 - Travel Documents Up to £250 - Delayed Baggage £50 per day up to £150 Personal Money Up to £500 £50 - Cash Limit Up to £200 - Cash Limit (under 18) Up to £50 Travel Delay £20 for first 12 period, £20 per each additional; 12 hour period, up to £300 None Holiday Abandonment Up to £3,000 £50 Pet Care £10 per day up to £100 None Hijack £50 per day up to £500 None Missed Departure Up to £800 £50 Personal Accident Max. £20,000 None - Loss of Limbs or Sight £20,000 - Permanent Total Disablement £20,000 - Death Benefit (18-65) £10,000 - Death Benefit (65-69) £2,500 - Death Benefit (under18) £2,500 Personal Liability £2 million £100 Legal Expenses Up to £15,000 £250 * Double excess applies to insured persons aged 66 and over. Additional Golf Cover (when additional premium is paid) Golf Equipment Up to £1,000 £50 - Single item Limit (Owned) Up to £250 Golf Hire £25 per day up to £150 None Green Fees £50 per day up to £300 None

Single Trip Premier Cover Cover Level Excess Cancellation up to £5,000 £50* Curtailment up to £5,000 £50* Catastrophe Cover Up to £1,000 £50 Withdrawal of Services £50 per day up to £250 None Schedule Airline Failure Up to £5,000 None Medical Expenses Up to £10 million £75* Hospital Benefit £50 per day up to £1,000 None Mugging Benefit £50 per day up to £500 None Personal Effects & Baggage Up to £2,000 £50 - Single Item Limit Up to £500 - Valuables Limit in Total Up to £500 - Travel Documents Up to £250 - Delayed Baggage £50 per day up to £150 Personal Money Up to £750 £50 - Cash Limit Up to £250 - Cash Limit (under 18) Up to £100 Travel Delay £20 for first 12 period, £20 per each additional; 12 hour period, up to £300 None Holiday Abandonment Up to £5,000 £50 Pet Care £10 per day up to £100 None Hijack £50 per day up to £500 None Missed Departure Up to £1,000 £50 Personal Accident Max. £20,000 None - Loss of Limbs or Sight £20,000 - Permanent Total Disablement £20,000 - Death Benefit (18-65) £10,000 - Death Benefit (65-69) £2,500 - Death Benefit (under18) £2,500 Personal Liability £2 million £100 Legal Expenses Up to £25,000 £250 * Double excess applies to insured persons aged 66 and over. Additional Golf Cover (when additional premium is paid) Golf Equipment Up to £1,000 £50 - Single item Limit (Owned) Up to £250 Golf Hire £25 per day up to £150 None Green Fees £50 per day up to £300 None